Santiago Malter-Terrada
Sunicorn SRL · Brussels and Luxembourg · since 2014
Operating CTO. Start with a week.
CTO work in finance: fintech, digital assets, M&A. Building and running companies; four years writing opinions for a Luxembourg investment committee; ENGIE, Accenture, a Fortune 500.
One week on the thing in question: a platform, a vendor, a target, an AI pilot. Findings in writing. Then we leave it there, or I stay one or two days a week.
Operating models
Due diligence. Fintech, AI, blockchain: a product, a vendor, a startup, a scale-up, a buyout. Architecture, team, security, what actually runs. Written go, no-go, or conditions.
Operating CTO. One or two days a week in the firm. Architecture, vendors, hiring, delivery. Agentic operations as part of how the company runs, not a pilot.
Autonomous operations. Agent crews that run a firm's book: pipeline, mailboxes, follow-ups, gated writes, a human in the loop. The firm scales without scaling the payroll.
Terrain
AI in production. Deep learning, probabilistic models, agents, not only LLMs. Eval and governance under regulation, including for financial markets.
Blockchain and digital assets. Exchanges, custody, on-chain strategies, tokenised products. Keys, market structure, the bar institutional capital actually needs.
M&A. Origination, confidentiality, audit trails. Matchmaking and the operating stack a deal firm runs: advisors, funds, the book.
Record
Active
I run the operation. Autonomous AI research for financial markets; agents and models in production, on-chain. 1M+ users via CoinStats.
Deal origination for regulated professionals. Technology from analysis through launch; now an agent crew running the book. 35,000 advisors, 45,000 investors.
Network cybersecurity software. Authentication, encryption and isolation in the fabric, for data centers, defense and enterprise. Sits on the network you already have.
Crypto portfolio app. 300+ wallets and exchanges, 120+ blockchains. Duon Labs models power its AI features.
Selected work
Venture builder. Fintech and blockchain advisory.
Enterprise quoting time cut by roughly a third.
Carbon market-integrated chain architecture.
Architecture, security, operations, governance. Deal cancelled. Platform later collapsed, some 40,000 clients.
Marketplace unit from scratch in six months, inside a listed digital group.
Private investment company, seed to growth. Screened inbound deals. Written opinions for the investment committee. Advised portfolio companies.
Enterprise learning SaaS. Tech lead and corporate sales. Clients included ENGIE Benelux and Accenture.
Venture studio. Over €2M raised, teams of 10–15. Marketplaces, edtech, B2B SaaS.
Santiago Malter-Terrada
One principal. Building products since 2013; four years screening deals on the investor side. Brussels and Luxembourg; on-site across Europe, the Gulf and the US.
A week can be the whole engagement, no ongoing days required. One paragraph: the firm, the problem, when.